Finance Information

We’ve teamed up with some of the biggest lenders in the industry to provide first-tier finance leverage and some of the best rates available.

Our paperless sign-up process can finance you from anywhere in the country and have your new car delivered to your door.

So, you’ve found the perfect car? Let’s get you in the driver’s seat.


Disclaimer:

+ ‘Finance quick quotes’ given from Sunday Drive staff will be given as scenario based quotes in different price ranges to help you establish what some vehicle repayments will look like. We will not and cannot offer repayment affordability calculations until a full application has been completed and all necessary budget requirements have been established by our lenders.

+ Advertised finance payments online are based on a 60 month term, 10% cash deposit / trade in and with an example annual fixed interest rate of 9.95%. Actual interest rate may be higher or lower. Includes an establishment fee of $450. Estimate only, not an offer of finance. Terms, conditions and lending criteria apply. Price Includes GST.


UDC Finance Related Information

Standard Fees and Charges:
https://udc.co.nz/tp/download/644524/75860c73bf9766885bd5210cb56bd144/20151105004.pdf

General Conditions:
https://udc.co.nz/tp/download/644537/2e57569a8d3d250a895005ab760f2211/terms_and_conditions.pdf

Credit Sale Agreement (Personal):
https://udc.co.nz/tp/download/644521/f8835a3fd97bcfa9bd4a0c035a54ca6c/20152104001.pdf

Term Loan (Personal):
https://udc.co.nz/tp/download/644546/941458797c37b7425bee8f5f2a2b1542/20152104005.pdf

Security Agreement (Personal):
https://udc.co.nz/tp/download/644550/f831f160889620b6d187e447d2689745/20152104007.pdf

Early Repayment Charge (Consumer):
https://udc.co.nz/pdf/UDC-Early-Repayment-Charge-Fact-Sheet.pdf

Customer Service (Change of address/Complaints/Dispute Resolution/Hardship/Defaults):
https://udc.co.nz/car-loans/customer-service/index

General Information
What should I do if I change my address?
https://www.udc.co.nz/borrowing/customer_service/faqs

What should I do if I have a complaint?
What dispute resolution schemes does UDC belong to and how can I access them?
https://www.udc.co.nz/borrowing/customer_service/complaints

As a borrower, how can I apply for unforeseen hardship relief?
What happens if I default under my agreement including, if relevant, repossession?
https://www.udc.co.nz/borrowing/customer_service/hardship

Marac Related Information

Schedule of Standard Fees and Charges Applied to Consumer Contracts
https://www.marac.co.nz/finance/interest-rates-and-fees

Consumer Loan and Security General Terms
https://www.marac.co.nz/Uploads/MARAC_Consumer_Loan_and_Security_Terms.pdf

Oxford Finance Limited Related Information

We will make the finance process as easy as possible for you. All you have to do is provide accurate information and find your new purchase and we can do the rest.

OFL Schedule of Standard Fees and Charges Applied to Consumer Contracts
http://www.oxfordfinance.co.nz/download/schedule-of-standard-fees-and-charges-website.pdf?inline

OFL Terms and Conditions
http://www.oxfordfinance.co.nz/download/oxford-finance-terms-conditions-may-2015.pdf?inline

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